Effective Date: August 30, 2026
Last Updated: August 30, 2026

Fairfincare LLC ("Fairfincare," "FFC," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you provide to us.

This Privacy Policy describes how Fairfincare LLC collects, uses, discloses, and protects personal information when you visit www.fairfinancialcare.com, submit information to us, communicate with us, or otherwise interact with Fairfincare.

Fairfincare LLC is a marketing, referral, and consumer-assistance company. Fairfincare is not itself the provider or servicer of the financial products or services presented through our Website. We work with independent third-party financial service providers ("Network Partners") and may share consumer information with appropriate Network Partners as described in this Privacy Policy.

By using our Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

The information we collect depends upon how you interact with FFC and the products or services about which you inquire.

We may collect personal information that you voluntarily provide to us, including:

• first and last name;
• telephone number;
• email address;
• mailing or residential address;
• ZIP code;
• date of birth;
• information regarding your income, employment, or financial circumstances;
• information regarding debts, creditors, balances, monthly payments, and other financial obligations;
• requested loan amounts or other financial-product preferences;
• information regarding your housing or mortgage;
• information regarding tax obligations, where relevant to your inquiry;
• information required to determine preliminary eligibility for products or services offered by Network Partners;
• documents or information you voluntarily provide in connection with an application, qualification, enrollment, or onboarding process; and
• information you provide during telephone calls, emails, text messages, forms, or other communications with FFC.

Depending upon the product or service about which you inquire, we may request additional information reasonably necessary to determine potential eligibility or assist you with an application or enrollment.

Please do not provide information that we have not requested or that is not reasonably necessary for your inquiry.

When you use our Website, we or service providers acting on our behalf may automatically collect certain information, including:

• Internet Protocol (IP) address;
• browser type;
• device type;
• operating system;
• pages viewed;
• referring website or source;
• date and time of visits;
• interactions with Website features;
• approximate location derived from IP address;
• advertising or device identifiers; and
• information collected through cookies and similar technologies.

We may use this information to operate and secure our Website, understand Website usage, measure marketing performance, improve our services, prevent fraud, and support advertising and analytics activities.

We may also receive personal information from third parties where permitted by applicable law.

These sources may include:

• marketing and advertising partners;
• lead-generation providers;
• referral partners;
• Network Partners;
• data and analytics providers;
• service providers; and
• consumers who have requested information about financial products or services through third-party websites or platforms.

When information is obtained through a third-party source, the collection and use of that information may also be governed by the disclosures and consent presented to you at the original point of collection.

FFC may use personal information for legitimate business purposes, including to:

• respond to your inquiry;
• contact you regarding products or services in which you have expressed interest;
• understand your financial needs and objectives;
• conduct preliminary qualification or eligibility screening;
• identify potentially relevant financial products, services, programs, or Network Partners;
• provide information concerning available financial options;
• assist with applications, documentation, enrollment, or onboarding;
• refer, connect, or transfer you to an appropriate Network Partner;
• facilitate communications between you and a Network Partner;
• provide customer assistance;
• maintain records concerning your interactions with FFC;
• administer and improve our Website;
• measure and improve our marketing campaigns;
• personalize Website and advertising experiences where permitted by law;
• detect and prevent fraud, misuse, security incidents, or unlawful activity;
• comply with legal, regulatory, contractual, and compliance requirements;
• establish, exercise, or defend legal claims; and
• otherwise operate and improve our business.

We may also use information for another purpose disclosed to you when the information is collected or with your consent.

FFC does not provide the underlying financial products or services presented through our Website. As a result, sharing certain information with Network Partners may be necessary to respond to consumer inquiries and connect consumers with potentially relevant products or services.

We may disclose personal information to one or more Network Partners when reasonably necessary to:

• determine whether you may qualify for a product or service;
• identify products, services, or programs that may be relevant to you;
• obtain information concerning available options;
• assist with an application or enrollment;
• complete onboarding or documentation;
• refer or transfer your inquiry;
• connect you with a provider; or
• facilitate the provision or servicing of a product or service you select.

Network Partners are independent businesses and may include, depending upon your inquiry, providers of debt-relief services, lenders, loan-related providers, credit or financial service providers, tax-related service providers, and other providers of consumer financial products or services.

Once your information has been provided to a Network Partner, that Network Partner's own privacy policy and applicable agreements may govern its subsequent collection, use, retention, and disclosure of your information.

We may share personal information with companies that perform services on our behalf, such as providers of:

• website hosting;
• customer relationship management systems;
• communications technology;
• telephone and messaging services;
• data storage;
• cybersecurity;
• analytics;
• marketing technology;
• advertising;
• identity verification;
• fraud prevention; and
• other operational or technology services.

These providers may access personal information as reasonably necessary to perform services for us, subject to applicable contractual and legal requirements.

We may work with advertising, analytics, and marketing companies to understand how consumers interact with our Website, measure advertising performance, identify audiences, and deliver or improve advertising.

These activities may involve cookies, pixels, device identifiers, IP addresses, and similar technologies.

Where required by applicable law, we will provide appropriate choices or obtain appropriate consent for these activities.

We may disclose personal information when we reasonably believe disclosure is necessary to:

• comply with applicable law, regulation, subpoena, court order, or other legal process;
• respond to lawful requests from governmental or regulatory authorities;
• investigate suspected fraud or unlawful activity;
• protect the security or integrity of our Website or systems;
• protect the rights, safety, or property of FFC, consumers, Network Partners, or others; or
• establish, exercise, or defend legal rights or claims.

If FFC is involved in a merger, acquisition, financing, reorganization, sale of assets, or similar business transaction, personal information may be disclosed or transferred as part of that transaction, subject to applicable law.

When you provide your telephone number, email address, or other contact information, FFC may use that information to communicate with you regarding your inquiry and products or services in which you have expressed interest, subject to applicable law and the consent provided when your information was collected.

Where required, additional consent may be requested for certain marketing calls, text messages, automated communications, or other communications.

Consent to receive marketing calls or text messages is not a condition of purchasing any product or service.

You may opt out of recurring marketing text messages by replying STOP.

You may unsubscribe from marketing emails by using the unsubscribe instructions included in the email.

You may also contact FFC using the information provided at the end of this Privacy Policy to communicate your preferences.

Transactional, administrative, compliance, or other non-marketing communications may continue where permitted or required by law.

FFC and third parties that provide services to us may use cookies, pixels, tags, web beacons, and similar technologies on our Website.

Cookies are small files or pieces of information stored on or associated with your browser or device.

These technologies may be used to:

• operate Website functionality;
• remember preferences;
• understand how visitors use our Website;
• measure Website traffic;
• improve Website performance;
• detect fraud or security issues;
• measure advertising campaigns; and
• deliver or personalize advertising where permitted by applicable law.

Third-party analytics or advertising providers may also collect information about your interactions with our Website.

You can control certain cookies through your browser settings and, where available, through privacy or cookie controls presented on our Website.

Disabling cookies may affect the functionality of certain Website features.

Some browsers and devices provide privacy preference signals, including "Do Not Track" and other mechanisms.

Because standards concerning these signals continue to develop, our response may depend upon the signal, browser, jurisdiction, and applicable legal requirements.

Where applicable law requires FFC to recognize a legally valid browser-based opt-out preference signal, FFC will process such signals as required by applicable law.

FFC uses reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, acquisition, disclosure, alteration, loss, or misuse.

However, no website, communication system, database, or method of electronic transmission or storage can be guaranteed to be completely secure.

You should therefore use appropriate care when transmitting personal information electronically.

FFC retains personal information for as long as reasonably necessary for the purposes for which it was collected, including to:

• respond to and maintain records of consumer inquiries;
• facilitate referrals, applications, or enrollments;
• maintain business and compliance records;
• satisfy contractual requirements;
• prevent fraud;
• resolve disputes;
• enforce agreements; and
• comply with applicable legal and regulatory requirements.

Retention periods may vary depending upon the type of information, nature of the relationship, applicable product or service, and legal requirements.

When information is no longer reasonably required, FFC may delete, anonymize, or otherwise dispose of it in accordance with applicable law and our data-retention practices.

Depending upon your state of residence and applicable law, you may have certain rights concerning your personal information.

These rights may include the right to request that we:

• confirm whether we process your personal information;
• provide access to certain personal information;
• correct inaccurate personal information;
• delete certain personal information;
• provide a portable copy of certain personal information;
• provide information regarding categories of personal information collected or disclosed;
• opt you out of certain targeted advertising, sale, or sharing of personal information where those rights apply; or
• process an appeal regarding certain privacy-rights requests.

These rights are subject to exceptions and limitations under applicable law.

FFC will not unlawfully discriminate against you for exercising an applicable privacy right.

To submit a privacy request, contact us using the information in the Contact Us section below.

We may need to verify your identity before processing certain requests. We may also request information reasonably necessary to verify an authorized agent requesting information on your behalf.

Fairfincare LLC is a marketing, referral, and consumer-assistance company. As part of our business, we may disclose personal information to independent Network Partners that may offer financial products or services relevant to a consumer's inquiry.

FFC may receive compensation from Network Partners when, for example, a consumer is referred to, transferred to, applies with, enrolls with, obtains a product or service from, or otherwise becomes a customer of a Network Partner.

FFC does not sell personal information to third parties for their own unrelated purposes merely in exchange for payment for the information. However, under the privacy laws of certain states, some disclosures of personal information to Network Partners, advertising providers, or marketing partners may nevertheless be legally defined as a "sale," "sharing," or use of personal information for "targeted advertising," even when no money is paid specifically in exchange for the personal information.

Where applicable law gives you the right to opt out of such activities, you may exercise that right by contacting FFC using the information provided in the Contact Us section of this Privacy Policy or through any applicable privacy-choice or opt-out mechanism provided on our Website.

FFC will process valid opt-out requests in accordance with applicable law and will not unlawfully discriminate against a consumer for exercising an applicable privacy right.

An opt-out request does not prevent FFC from using or disclosing personal information where reasonably necessary to:

• respond to a request you initiated;
• provide information or assistance you specifically requested;
• connect you with a Network Partner at your request;
• process an application, referral, enrollment, or transaction you requested;
• provide services reasonably expected by you;
• maintain security and prevent fraud;
• comply with applicable law or legal obligations; or
• engage in other activities exempt from applicable opt-out requirements.

Where required by applicable law, FFC will also recognize and process applicable browser-based opt-out preference signals.

The Website and FFC's services are intended for adults.

FFC does not knowingly collect personal information from children under the age of 18 through the Website for purposes of providing the financial-product assistance described on the Website.

If we become aware that personal information has been collected from a child in circumstances where it should not have been collected, we will take reasonable steps to delete it as appropriate.

Our Website may contain links to websites operated by Network Partners or other third parties.

FFC is not responsible for the privacy practices, security, content, or policies of independent third-party websites.

We encourage you to review the privacy policy and terms of any third party with whom you choose to interact or provide information.

FFC may update this Privacy Policy from time to time to reflect changes in our business, technology, privacy practices, or applicable law.

When we update this Privacy Policy, we will revise the "Last Updated" date at the top of this page.

Where required by applicable law, we will provide additional notice or obtain consent before applying material changes to personal information previously collected.

If you have questions regarding this Privacy Policy, our privacy practices, or wish to submit an applicable privacy request, you may contact us at:

Fairfincare LLC
8 The Green, Suite B
Dover, DE 19901
United States

Email: admin@fairfinancialcare.com
Phone: (272) 446-9241
Website: www.fairfinancialcare.com